FORENSIC RESEARCH DIVISION

Six Reports. One Forensic Truth.

The most rigorous independent analysis of UK public finance ever published for a general audience. Every claim sourced. Every figure from government data. Every conclusion yours to challenge.

6Reports published
~£176bnNet losses documented
~£12,370Cost per household
100%Primary sources
CITIZEN
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SERIES 01 — MONEY, POWER & THE PUBLIC INTEREST

What privatisation, bailouts, and MPs' earnings have cost you

~£12,370 PER HOUSEHOLD
01
BNU-001 · MARCH 2026
Did Privatisation Benefit the Taxpayer?
35 years of bills, assets, dividends and broken promises.
✓ Free summaryChampion: full access
KEY FINDINGS
  • Water bills +74% real since privatisation. £86bn in dividends to overseas shareholders. No new reservoir in 30 years.
  • Rail: £120bn+ excess cost vs public ownership. £6–7bn/yr subsidy. Now renationalising.
  • Total privatisation cost: ~£8,559 per household.
HOUSEHOLD COST
~£8,559
SOURCES
14
Free Summary →Full Report →
02
BNU-002 · MARCH 2026
Did Government Bailouts Benefit the Taxpayer?
Every emergency intervention — every pound in and out.
✓ Free summaryChampion: full access
KEY FINDINGS
  • RBS: £45.5bn in, ~£35.5bn out, –£10bn loss. 84% state-owned, £950m bonuses on £1.1bn loss.
  • Covid fraud: £26bn+ irrecoverable. VIP lane contacts 10× more likely to win contracts.
  • All bailouts: ~–£140bn net. £5,185 per household.
HOUSEHOLD COST
–£5,185
SOURCES
11
Free Summary →Full Report →
03
BNU-003 · MARCH 2026
Are Our MPs Independent?
604 post-govt roles. 29% overlap. ACOBA enforcement: zero.
✓ Free summaryChampion: full access
KEY FINDINGS
  • Cameron: 56+ lobbying messages for Greensill. Share options up to £60m. "Significant lack of judgment."
  • Crothers: Greensill adviser while still government's Chief Commercial Officer. Never disclosed.
  • Hammond: ACOBA breach confirmed. Sanction: a letter.
HOUSEHOLD COST
–£303+
SOURCES
12
Free Summary →Full Report →
SERIES 02 — THE SYSTEM & HOW TO FIX IT

The System & How to Fix It

Three reports on UK taxation law, a proposal for democratic reform, and an honest assessment of who runs Britain's largest public bodies.

INCLUDES FORMAL
GOVERNMENT SUBMISSION
People's Budget V1.0
04
BNU-004 · APRIL 2026
The History & Law of Taxation in Britain
800 years — Magna Carta to Finance Act 2024.
✓ Free summaryChampion: full access
KEY FINDINGS
  • No law requires public consultation before tax rates are set. Income Tax Act 2007: 1,030 sections.
  • 8 structural gaps cost each household ~£14,760/yr in waste and missed savings.
  • Fewer legal rights as a taxpayer than as a consumer buying a £50 appliance.
ANNUAL WASTE
~£14,760/yr
SOURCES
10
Free Summary →Full Report →
05
BNU-005 · APRIL 2026
A New Operating System for Democracy
People's Budget Framework, Citizens' Mandate, government submission.
✓ Free summaryChampion: full access
KEY FINDINGS
  • Annual tax statement per household + Constituency P&L + expert advisory board.
  • Draft Spending Priorities 10 weeks before Budget. Citizens produce a formal Mandate.
  • Saving: £3,000–£5,107/HH/yr. Cost: £3.33/yr. ROI: 900:1.
POTENTIAL SAVING
+£5,107/yr
SOURCES
10
Free Summary →Full Report →
06
BNU-006 · APRIL 2026
Who Is Running Britain?
Cabinet ministers vs FTSE-100 job specs. Scorecards and reform proposals.
✓ Free summaryChampion: full access
KEY FINDINGS
  • Health Secretary (£182bn budget): 38/100 vs FTSE job spec. Largest prior role: students' union.
  • Avg ministerial tenure: 19 months. FTSE CEO: 66 months. Housing: 13 SoS since 2010.
  • Why the CEO of National Highways should be able to apply for Transport Secretary.
REFORM SAVING
~£1,346/yr
SOURCES
10
Free Summary →Full Report →

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